Silver Living

Will LTC Bankrupt the Nation?

Amanda Dean — Thu, 02 May 2013 20:13:28 +0000

A financial crisis is hanging over the heads of Americans, and many do not even know it is there. It’s not widely publicized and many people don’t want to think about it. It makes us squirm a little to think too closely about our possible frailty in old age. However, the cost of long term [...]

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Six Deadly Diseases Plaguing Senior Citizens

Amanda Dean — Fri, 29 Mar 2013 21:37:01 +0000

A person born in the year 1900 could expect to live about 47 years. Now, just 113 years later, people are living much longer – about 77 years on average. Those extra thirty years offer wonderful opportunities for time with family, enriching ourselves, contributing to the world, and enjoying life. But they also have opened [...]

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Home Sweet Nursing Home

Amanda Dean — Fri, 22 Mar 2013 22:38:46 +0000

The traditional term “nursing home” has come to have a variety of connotations and definitions. Medicare defines skilled nursing facilities as nursing homes. If you need medical attention while recovering from an injury or illness you may qualify for a period in one of these facilities. This is different from care for those who need [...]

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Four Ways the Tech Market is Catering to Seniors

Amanda Dean — Fri, 15 Mar 2013 21:40:44 +0000

It is quite commonplace to see young adults in public immersed in a game on their phones, looking up information online, or appearing to talk to thin air as they chat on a Bluetooth headset. But how often do you see Grandpa pull out his phone for a quick text? Would it surprise you to [...]

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Who Pays When Insurance Companies Err?

Amanda Dean — Fri, 08 Mar 2013 22:34:50 +0000

It’s hardly fair. Thousands of people made deals with long term care insurance companies, agreed to a rate for the product, and signed a legal contract. They kept up their payments for years and retired feeling a little more secure in their finances. Now they are being notified that their premiums are going up – [...]

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Is Work Worthwhile?

Amanda Dean — Fri, 22 Feb 2013 21:15:08 +0000

Dreams of retiring to a laid back lifestyle of relaxation and fun are going by the wayside. The word retirement used to be synonymous with leaving work, but not anymore. For a variety of reasons, more and more seniors are either skipping retirement altogether or continuing to work through their retirement years. Retirement has become [...]

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Music to Remember for Dementia Sufferers

Amanda Dean — Thu, 14 Feb 2013 21:01:11 +0000

I’ve written before about the helplessness of watching a family member slip away into dementia and some ways you can reach out to them. Communication attempts can have varying degrees of success, but more and more studies are supporting the power of music to activate parts of the brain otherwise inaccessible in many advanced cases. [...]

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Seniors, Strap on Your Sneakers!

Amanda Dean — Wed, 06 Feb 2013 20:29:24 +0000

I recently came across a great program called Silver Sneakers. It gives seniors access to fitness facilities, online programs and trackers, and classes designed with senior health in mind. Many insurance programs (including Medicare) provide Silver Sneakers as a benefit, acknowledging the importance of fitness and good health to ward off illness. The great thing [...]

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Five Reasons to Use Adult Day Care

Amanda Dean — Wed, 30 Jan 2013 21:52:22 +0000

Adult Day Care sometimes gets a bad rap from people without firsthand experience or an in depth understanding of caregiving. Granted, the name may give some a feeling of indignity, but the concept is much more valuable than the term implies. Loneliness is a source of much suffering for humans of any age, though for [...]

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Now in the News

Amanda Dean — Wed, 23 Jan 2013 23:06:55 +0000

I found these recent articles interesting and worth sharing. Hopefully something will pique your interest, too! Long Term Care Insurance Tax Deduction May Be Overlooked Retirees, don’t forget about the tax deduction for long term care insurance premiums! Whether you qualify depends on income and medical expenses so even if you didn’t take the deduction [...]

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